Critical illness cover (CIC) comes under the banner of life insurance. It’s also known as critical illness insurance or serious illness cover (SIC). This pays out a tax-free lump sum if you suffer one of the critical illnesses covered by your policy. We are always surprised by how many individuals we come across that have this but have no idea what conditions they are covered for but happily pay a monthly premium. The lump sum can be used to pay off a mortgage and/or provide you with some financial security while you receive treatment, so it is extremely important that you know what conditions are covered, meaning you get no nasty surprises should you need to make a claim. All the providers work slightly differently and cover conditions in different ways, so it is well worth using an adviser, to make sure you are in the know about the type of cover you have and what added benefits are included as most of them now have additional products that you can use even if you never make a claim.
Do not bury your head in the sand! Everyone needs it really. Even if it is just you, some level of CIC (see you know what it is now), is better than none. If you are a family, it can provide funds for the hidden costs of suffering a critical illness. There will be a critical illness cover out there that perfectly suits your needs. We can work to a budget to get you as much cover as possible. Suffering a critical illness is a scenario that absolutely no one likes to think about, but it happens and critical illness cover can throw you a lifeline. If you are unsure about which policy would best suit your circumstances, please give us a call on0114 4388585or fill out our enquiry form and we will get back to you armed with our best advice.
Why choose Yellow Brolly?
We aim to take the confusion out of the process, in fact we take great pride in setting our clients up with a perfectly tailored package that perfectly suits their needs. We will act on your behalf when dealing with the providers. Our advice means that you will be left with a policy that means the right money will get paid at the right time and into the right hands. Plus, you know what it is that you are paying for and that makes us very happy. For more information on critical illness cover or any questions you might have about an existing policy you have, get in touch using the form below.